Finance Center in Mesquite, TX

Southwest Kia Mesquite takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Southwest Kia Mesquite Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Southwest Kia Mesquite can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Hassle-Free Auto Financing near Dallas, Sunnyvale, Rose Hill, Garland and Rowlett

You finally found your perfect Car, Hatchback, Sedan or SUV and you can't wait to take it out on the road. All that's left is figuring out financing, and the experts at Southwest Kia Mesquite are here to help. We have close contact with numerous local banks and lenders, which gives us a variety of choices when it comes to securing the payment solution that works best with your budget. Not sure where to start? Give us a call. We'll work with you to ensure you understand all your options, so you can make confident decisions.

Financing Solutions Made Easy with Southwest Kia Mesquite

Do you want to lease your new Kia? This option lets you trade your Car, Hatchback, Sedan or SUV after a few years for a brand-new one, and often means a lower monthly payment while buying means you see the loan through to the end until it is paid off. The result of buying a new or used vehicle is that you own it outright, and that's something that our Dallas, Sunnyvale, Rose Hill, Garland and Rowlett drivers can appreciate.

Finance Your Next Kia Model at Southwest Kia Mesquite without the Headache

Auto financing can be a tedious, stressful process, but our Mesquite finance team is here to help you find the financing option that is best for you. While in the past you may have shopped your financial profile around Dallas, Sunnyvale, Rose Hill, Garland and Rowlett for the right option, our finance team has established solid relationships with major lenders to have access to affordable auto financing options. To shorten your time on-site and to get a head start, fill out our online finance application and let our finance team know if you have any questions.

Your privacy is important to us.

Southwest Kia Mesquite takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Southwest Kia Mesquite

    1919 Oates Drive
    Mesquite, TX 75150

    • Sales: 469-331-6891
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Get in Touch

  • Contact our Sales Department at: 469-331-6891
  • Monday8:30AM-8:00PM
  • Tuesday8:30AM-8:00PM
  • Wednesday8:30AM-8:00PM
  • Thursday8:30AM-8:00PM
  • Friday8:30AM-8:00PM
  • Saturday8:30AM-8:00PM
  • SundayClosed